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How do I start building credit?

Building credit is a long journey taken in small steps. If you start off with a credit card issuer that does not have a large portfolio of cards, you may have to cancel your current card and apply for a new one when your credit score improves. Take a long-view approach when deciding which starter credit card is best for you.

Do credit cards require a deposit?

There are two main types of credit cards — secured and unsecured — but only secured credit cards require a deposit. A secured credit card is a financial product designed to help consumers build or rebuild their credit score. The refundable security deposit typically matches the card’s credit limit.

Can a credit card help you build credit?

A credit card can help you build credit when you have none. As you’re making payments on your credit card, that history is being recorded in your credit report, which compiles the information used to calculate your credit scores.

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Risk warning: Digital asset trading is an emerging industry with bright prospects, but it also comes with huge risks as it is a new market. The risk is especially high in leveraged trading since leverage magnifies profits and amplifies risks at the same time. Please make sure you have a thorough understanding of the industry, the leveraged trading models, and the rules of trading before opening a position. Additionally, we strongly recommend that you identify your risk tolerance and only accept the risks you are willing to take. All trading involves risks, so you must be cautious when entering the market.

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